CardTrack Calculator

This may not be information anyone really wants, but...

CardTrack has a web calculator that will tell you how long it will take you to pay off a credit card balance. You just enter the amount you owe, the interest rate, and how much you pay each month.

Shredding Schedule

I've been asking people this for a while, and I finally found some recommendations.

• Monthly bills - shred them once you verify that the charges have been paid in full
• Credit card statements - shred them after you've verified the transactions and paid at least the minimum amount due
• Monthly investment statements - shred as soon as you receive your annual statement
• Bank statements and cancelled checks -shred them after 4 years
• Annual investment statements and tax returns - shred after a decade

Missing Money

Do you have unclaimed money? You should check and see. Just submit your name and the states you've lived in. What if you were a millionaire and didn't know it? Okay, not likely, but it's worth checking, right?

MISSING MONEY

Credit Card Info

Real Simple has some really good answers to common questions about credit cards like:

How many credit cards are too many? And is there such a thing as too few?

What should I consider when weighing a card with mileage points or other incentives against another card?

Is it better to keep a big balance on one card or spread the balances over several cards?

What should I do with cards that I don’t use? Should I leave them open or close them?

Check it out here.

Online Coupons and Deals

I haven't had a chance to look at these and see if they are really worth it, but I plan to come back to them and figure it out. I should be using more coupons in my life.

Coupon Cart
Fat Wallet
Tech Bargains
Slick Deals